Jun 27, 2017 · Learn about VA home loan eligibility requirements for a VA direct loan (Native American Direct Loan) or a VA-backed loan. Find out how to request a Certificate of Eligibility (COE) to show …

Mar 1, 2024 · The VA sets minimum service requirements, while loan lenders set their own financial requirements for things like credit, income, and debts—based on the broad VA guidelines. Let’s …

Dec 1, 2025 · Generally, to be eligible for a VA loan, you or your spouse must meet the minimum service requirements set by the Department of Veterans Affairs (VA), have a valid Certificate of Eligibility …

May 23, 2025 · In this article, we’ll discuss VA loan eligibility requirements for veterans, active duty members, national guards, and qualifying spouses. We’ll also guide you on how to determine if you …

Jul 1, 2025 · Here’s what you need to qualify for a VA home loan. These are the main requirements for getting a VA-backed purchase loan: Veterans who meet minimum service requirements, based on …

See VA home loan eligibility requirements, including credit and service requirements, and learn how to apply for a VA loan.

Apr 14, 2025 · Review the VA loan requirements for 2025, including service criteria, proof of eligibility and financial requirements. Then learn how to apply for a VA loan.

Jan 2, 2024 · Most veterans, service members, National Guard, and Reservists qualify. Other requirements include decent credit (usually 620 or above), stable income, and steady employment. …

You must have satisfactory credit, sufficient income, and a valid Certificate of Eligibility (COE) to be eligible for a VA-guaranteed home loan. The home must be for your own personal occupancy.

Nov 28, 2025 · Eligibility is based on service history, character of service, and a valid Certificate of Eligibility (COE). Generally, active duty with 90 continuous days, wartime Veterans with 90 total …