When you apply for a mortgage modification, one of the key components of the loan mod package is the hardship letter that explains why you're making the request. Learning the proper format and ...

If you must write a letter explaining your company's difficulty in repaying a debt, focus on the facts of your financial situation in a rational, even-handed manner. Include some emotion if it comes ...

Banks aren't big fans of ultimatums, especially when they're being asked for a favor. But Robert Quesada, over his head in debt and underwater in his mortgages, said his first letter requesting a ...

Board-certified real estate attorney Gary M. Singer answers housing questions in this space each Friday. To ask him a question about short sales, mortgages, refinancing, homeowner’s associations or ...

Banks aren’t big fans of ultimatums, especially when they’re being asked for a favor. But Robert Quesada, over his head in debt and underwater in his mortgages, said his first letter requesting a ...