Every time you apply for a loan or credit card, lenders assess your credit history to gauge your financial reliability. However, there are two types of inquiries when it comes to credit. Some can ...

Your credit report is nothing but your financial report card. This is a three-digit number that provides future lenders with a clear idea of your repayment potential and borrowing integrity. It plays ...

When you apply for credit, a lender is likely to check your credit file or, to use a more technical term, perform a credit inquiry. A credit inquiry is a lender's request to access your credit history ...

Lindsay VanSomeren is a personal finance writer based out of Kirkland, Washington. Her work has appeared on Business Insider, Credit Karma, LendingTree, and more. Lindsay VanSomeren is a personal ...

If someone used your information to fraudulently apply for a new credit account, resulting in a new hard inquiry, you can dispute the inquiry and account to get them removed from your credit report.