A 401 (k) is a great option because it largely operates behind the scenes and allows people to save and invest for retirement ...

Discover the benefits and drawbacks of using your 401(k) to pay off your mortgage, including tax implications, retirement savings impact, and interest savings.

Vanguard recently released its "How America Saves 2025" report. The data reveals that 401(k) hardship withdrawals have been on the rise since 2020. It's best to avoid withdrawing money early from your ...

Bestselling personal finance author Dave Ramsey discusses both 401 (k)s and IRAs to help Americans understand important things to know about them. "Your 401 (k) and Roth IRA are two of the most ...

For many of us, retirement may seem far away. However, if you ask people who have already retired, many of them will tell you just how fast it can creep up on you. That's why it's important to begin ...

Whether you have millions of dollars in your 401(k) or just a few thousand, once you leave your job, you have to make a decision on what to do with that money. For some retirees, it makes sense to ...

Reaching $1 million in your 401(k) is a big milestone, but a seven‑figure balance can be a mirage. The question is whether ...

As retirement nears and the start of 2026 right around the corner, reallocating a 401(k) becomes critical to balance growth, ...

The SECURE acts introduced several major changes to RMDs over the last few years. The changes impact both retirees and those ...

In your 70s, it's time to put your retirement plan into action. Here are some tips on how to maximize your success.

For example, if you pulled $200,000 now and qualified under a penalty-free exception, you’d still pay full income tax on the ...